HealthMutual Group (HMG), a healthcare scheme and product management company, commenced its operation in 2014. The management team comprised of both experienced actuarial professionals and senior doctors. HMG integrates professional insurance and actuarial knowledge, and medical expertise into healthcare management services. HMG aims at providing healthcare management solutions to insurance companies, medical institutions and employers across China and Hong Kong. Its main services are Health Benefits Optimisation (HBO), Managed Care Product development (MCP) and consulting.