About Us




About HMG
Established in 2014, HealthMutual Group has swiftly emerged as a premier leader in healthcare management across Hong Kong and the Greater China Region. We are passionately dedicated to transforming healthcare management and its funding mechanism through our provison of medical concierge and other essential value-added services. Our innovative approach benefits all stakeholders: the insured, insurance companies, and the medical sector, fostering their sustainable growth and development.
Our Vision
Creating a positive impact on the healthcare landscape
Our Mission
Optimizing healthcare insurance for its sustainable development, benefiting the well-being of the insured while facilitating the growth of medical insurance and medical services providers
Our Values
Innovative. Trust. Care.
About Our Founder

Mr. Chan Kin-Chung
- Founder, HealthMutual Group Limited
- Honorable Healthcare Advisor, The Life Underwriters Association of Hong Kong
- Past President, The Actuarial Society of Hong Kong
- Past Chairman, The Society of Actuaries China Region Committee
- Past Chairman, The China Subcommittee of the International Actuarial Association
Upon earning his Bachelor of Science in Electrical Engineering from the University of Hong Kong, Mr. Chan began his career as an oil exploration engineer in the Middle East, where he worked for seven years. Subsequently, he immigrated to Canada and transitioned into the actuarial profession. In 1995, he attained Fellowship status with both the Society of Actuaries and the Canadian Institute of Actuaries.
Mr. Chan then returned to Asia, where he has worked in the insurance and consulting industries for over two decades. His roles have encompassed financial and actuarial management, mergers and acquisitions, corporate marketing and sales management, and product development.
In 2015, he founded HealthMutual Group with the objective of facilitating the sustainable development of healthcare insurance while benefiting the insurance community.
Our Strengths
Profound understanding of the medical insurance sector
Deep expertise and a comprehensive grasp of the complex medical insurance landscape, ensuring optimal solutions for all stakeholders.
Extensive network of premier healthcare providers
An impressive and continuously expanding network of high-quality, trusted healthcare facilities and specialists across Hong Kong and the Greater China Region.
Pioneering 24/7 medical concierge services
Industry-leading, round-the-clock personalized medical support, providing unparalleled convenience and peace of mind for the insured.
Cutting-edge digital solutions
Innovative technological infrastructure, including intuitive e-booking systems and advanced Optical Character Recognition (OCR) for seamless and efficient service delivery.
Dedicated to customer-centric care
An unwavering commitment to placing the needs of the insured, insurance companies, and medical sector at the forefront of every service, ensuring exceptional experiences and strong, lasting relationships.
Strategic data-driven approach
Leveraging advanced analytics and insights to continually optimize service offerings, enhance operational efficiency, and drive improved healthcare outcomes.
Major Milestones
2014

- HMG set out to provide value-added services for insurance companies and pioneered Medical Concierge services.
- Partnered with FWD Insurance to launch Hong Kong's first Medical Concierge service.
2014
2015

Expanded its operations into Mainland China by establishing a branch in Qianhai, Shenzhen.
2021

Partnered with China Life (Overseas) to provide Medical Concierge services to their insured clients.
2021
2023

- The Hainan branch officially began operations.
- Entered a partnership with Sun Life Hong Kong to introduce Sun Life eSunPro, a top-tier Medical Concierge service exclusively for Sun Life policyholders.
- Launched its new Hospital Bill Management System, which uses OCR technology to streamline the processing of hospital bills.
2024

Partnered with YF Life to provide third-party administration services.
2024
2025

- Offered Continuing Professional Development (CPD) courses for insurance agents, in collaboration with Life Underwriters Association of Hong Kong (LUAHK).
- Developing a new AI-driven claims solution and localized Fraud, Waste, and Abuse (FWA) detection system designed for insurance companies.